Augusta GA Bankruptcy Lawyer

 

Augusta GA Bankruptcy Lawyer - Evans Georgia Bankruptcy Attorney


Gonzalez & Waddington LLC | 601 North Belair Square, Suite 16 | Evans, GA 30809 | Phone: (706) 821-2222
Attorney Michael Waddington and Attorney Alexandra Gonzalez Waddington
http://www.augustabankruptcy.com

Our bankruptcy law firm is located in Augusta, Georgia. Our Georgia bankruptcy lawyers represent clients in Augusta & throughout the CSRA, including Columbia County, Richmond County, Lincoln County, McDuffie County, Jefferson County, and Burke County, Evans GA , Appling, Waynesboro, Louisville, Thomson, Lincolnton, Girard Georgia & Aiken, South Carolina & North Augusta SC.


Chapter 7 Bankruptcy

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy clears all of a debtor’s debts, often within just a few months. In Chapter 7, a court-appointed trustee takes stock of all of the debtors assets and debts and then sells everything at the best price possible. This is known as liquidation. More info on Chapter 7 Bankruptcy.

Chapter 13 Bankruptcy

What is a Chapter 13 Bankruptcy?


Chapter 13 bankruptcy works differently from Chapter 7. In Chapter 13 cases, the courts work out a plan to pay off the debts over time. These cases are designed for people who have a regular income.

The debtor proposes a plan to pay off all of the debts, usually over a period of three to five years. Chapter 13 allows the debtor to retain ownership of certain assets. For this reason, it is often a better option for many debtors. More info on Chapter 7 Bankruptcy.

Who can file for bankruptcy?

An individual, partnership or corporation can file for Chapter 7 bankruptcy. Only an individual can file for a Chapter 13 Bankruptcy.

What to Know Before Filing for Bankruptcy

Frequently Asked Questions for anyone considering filing for bankruptcy.

Life During Bankruptcy

Frequently Asked Questions about the Bankruptcy Process.

Life After Bankruptcy

Frequently Asked Questions about what happens after a bankruptcy.

-Will all my friends find out I filed for bankruptcy?

-Will I lose everything I own?

-Will a bankruptcy on my record prevent me from ever buying a home or car again? 

-Will bankruptcy ruin my credit forever?

-Can filing for bankruptcy keep me out of foreclosure?

-Can I pay a debt, even after it was discharged in bankruptcy court?

-Can I get fired for filing for bankruptcy?